Medicaid Planning

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Many people needlessly spend their life savings to pay for nursing care.  With proper guidance, you may be able to obtain Medicaid benefits while you still have assets.  Be sure to seek professional advice!

Even though Medicaid is a combined State and Federal program, there is variation among different counties in the interpretation of the regulations, and even among the specialists who determine eligibility and process the applications to make that important initial determination of eligibility.  Therefore, it is important to know what rights you have.

To qualify for Medicaid, you must be 65 years or older, legally blind or disabled, as defined by either the SSD - the Social Security Disability program - or SSI - the Supplemental Security Income program.

To qualify for eventual Medicaid payment of nursing home care ("vendor payment"), an individual must have a PASSAR ID completed by a staff member of the area office on aging, to confirm that the individual requires nursing home care primarily for a physical problem.

A single individual cannot own more than $1,500.00 in "non-exempt assets". 

A married couple living in the community may not own non-exempt resources exceeding $2,250.00;  however, if one spouse receives waiver services, this can be higher.  Therefore, it is important to know which resources are exempt, so that Medicaid eligibility is obtained without loss of benefits.  Exempt resources are not counted in determining eligibility for Medicaid regardless of their value. 

If we can assist you to obtain Medicaid Benefits for a loved one, please contact our office.